Private lease without BKR
When you're considering a private lease, most leasing companies will check your creditworthiness using a BKR check. In addition, your new private lease contract will usually be registered with the BKR. At Shortleaseland, you can take out a private lease without a BKR check and without being registered with the BKR.
Private lease without BKR check
At Shortleaseland, you can take out a private lease without a BKR check. Our specialists will assess your application, looking not only at a (negative) BKR registration but also at your current situation. We value our trust in you more than the figures, and we believe you can assess your own ability to meet your payment obligations. This allows you to privately lease a car from us without a BKR check.
Private lease without BKR registration
When you sign a private lease contract, it's usually registered with the BKR (Credit Registration Office). This limits your ability to take out new credit, for example, if you want to apply for a mortgage or loan. At Shortleaseland, you can lease privately without a BKR registration. You enter into a short-term contract, which can be canceled on a monthly basis. This flexibility means there are fewer risks involved than with a regular lease contract, and you can take out a private lease with us without obtaining a BKR registration.
-
Is a private lease without BKR possible?
A private lease without a BKR check or registration is possible at Shortleaseland. Our specialists will assess your situation and look beyond just a BKR registration.
-
Can I take out a private lease with a negative BKR registration?
Yes, in 80% of cases, it's possible to take out a private lease with a negative BKR registration at Shortleaseland. We don't perform a BKR check and will assess your application based on your current situation and the trust we place in you.
-
What is the term of a private lease without BKR?
A private lease without a BKR registration is always concluded for a period of 2 to 12 months. After this period, the contract can be canceled on a monthly basis, giving you optimal flexibility.
-
Why don't you perform a BKR registration for private leasing?
Our private lease is typically for a period of 2 to 12 months, after which the contract can be canceled on a monthly basis. Thanks to the flexibility of the contract, the risks are lower, making private leasing possible without a BKR registration.
How does a BKR work for private leasing?
For private individuals, a loan of more than €250 that runs for more than one month is generally registered with the BKR (Credit Registration Office). Whether or not you pay on time is also recorded. This information can then be requested by companies when someone wants to take out a loan to assess their creditworthiness. A private lease is also registered with the BKR by most leasing companies. The amount registered in that case is the total lease amount, i.e., the monthly payment times the term. If your private lease contract is registered with the BKR, this registration remains visible even after the contract ends. A registration remains visible for up to 5 years after the end date. At Shortleaseland, you are not registered with the BKR unless you have payment arrears.
Private lease with negative BKR
Many leasing companies don't offer private leases with a negative BKR (Credit Registration Office) rating. A negative BKR registration occurs when you fail to pay a loan or credit on time, or at all, and signals to companies that you pose a higher risk. At Shortleaseland, you can, in 80% of cases, take out a private lease with a negative BKR. We work with short-term contracts of 2 to 12 months, which can be canceled on a monthly basis after the term. This reduces the risk and allows us to offer a smooth underwriting process.
At Shortleaseland, you can privately lease without a BKR check and without obtaining a BKR registration. Choose your desired car from our large stock and we will arrange the contracts as quickly as possible. Would you like to know if it is possible to take out a private lease without a BKR check in your specific situation? Then contact us. Contact Contact us. Our leasing advisors are happy to provide you with more information and help you find a suitable solution.
