Short-term lease for self-employed persons without BKR
Many leasing companies will check your creditworthiness using a BKR check when you want to lease. This means that your application as a self-employed professional may be rejected if you have a negative BKR registration. At Shortleaseland, you can take out a short-term lease as a self-employed professional without a BKR check and without obtaining a BKR registration.
Lease a car as a self-employed person without a BKR check
Before you can lease, most leasing companies perform a BKR check or review your annual figures to assess your financial situation. This means that if you have a negative BKR registration or cannot (yet) provide annual figures, your application will most likely be rejected. At Shortleaseland, we do no BKR check and you have no annual figures requiredOur specialists will assess your current situation themselves, looking beyond just your figures. This means you can (short-term) lease a car from us without a BKR check, and in 80% of cases, you can also short-term leasing with negative BKR registration.
Short-term lease for self-employed persons without obtaining BKR registration
When you start leasing, your new lease agreement is usually registered with the BKR (Credit Registration Office) because you're entering into a long-term financial obligation. This BKR registration limits or prevents you from taking out new credit, such as a loan, mortgage, or phone plan. A short-term lease is always entered into for a short period, after which the contract can be canceled on a monthly basis. This allows you to respond flexibly to changing circumstances and never be tied to long-term commitments. For this reason, you can take out a short-term lease for the self-employed without BKR registration.
Download our free whitepaper
In this white paper, we answer some frequently asked questions about short-term leasing and the BKR (Credit Registration Office), including:
- What is a BKR registration and how long does it remain visible?
- Can you have a BKR registration removed?
- How does (short-term) leasing with a BKR registration work?
- What amount is registered with the BKR in case of (short-term) leasing?
- Why choose (short-term) leasing if you have a BKR registration?
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Can you lease a car as a self-employed person without a BKR registration?
Yes, even as a self-employed person, you can (short-term) lease a car from us without a BKR check and without BKR registration.
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Can you, as a self-employed person, short-lease a car with a negative BKR registration?
Yes, in 80% of cases, you can also short-lease with us as a self-employed person with a negative BKR registration.
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Is short-term leasing for self-employed persons without BKR more expensive than regular short-term leasing?
At Shortleaseland, we never perform a BKR check or registration. So it's no more expensive than a regular short-term lease.
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What documents do you need to provide as a self-employed person for short-term leasing without a BKR registration?
To process your request, we need your personal information so we can contact you. This means we need your name, phone number, and/or email address.
Private or business leasing as a self-employed person?
As a self-employed professional, you can lease both privately and for business purposes without a BKR check at Shortleaseland. With a business lease, you benefit from various tax advantages, including VAT deductions and lower income tax. However, you are limited to a maximum of 500 kilometers per year for private use, otherwise you will have to pay additional tax. If you drive less than 500 kilometers per year for private use and don't want to pay additional tax, it's important to keep a driving log.
With a private lease, you don't have to pay any additional tax, so it essentially doesn't matter whether you use the car for business or private purposes. You can deduct €0.23 per kilometer from your profit for business trips; other car expenses are your own responsibility. The lease option that best suits your needs depends on your situation and the number of kilometers you drive for business and private purposes.
The benefits of short-term leasing for self-employed persons
- Flexible terms that allow you to respond to changes
- Short contracts of 1-24 months
- Smooth acceptance without the need for annual figures
- A large stock to get you back on the road quickly
- Experienced leasing advisors who are happy to think along with you
Short-term lease for self-employed persons without BKR
A short-term lease is the ideal choice for freelancers, especially if you have a negative BKR registration. With a short-term lease, you run little risk and maintain flexibility. Furthermore, at Shortleaseland, we don't perform BKR checks or registrations, meaning we can help most freelancers get back on their feet.
Do you want to lease a car as a freelancer without a BKR (Credit Registration Office)? At Shortleaseland, we don't perform a BKR check or registration. Find your ideal vehicle among us. wide range Visit the website and apply today. Do you have any additional questions or would you like to know if short-term leasing without a BKR check is possible in your specific situation as a self-employed person? Then contact us. Contact Contact us and our leasing advisors will help you immediately.
